Investing in multi-family housing in New York

On Behalf of | Sep 27, 2024 | Commercial Real Estate

Multi-family housing is a solid investment for some people, but it’s one that must be considered carefully to ensure that the investor understands the risks that come with this purchase. Most people know they need to consider things like the location and their budget, but there are other things to think about.

Some multi-family properties may need upgrades and improvements before the landlord will be able to get the rent they want for the units in the property. This is a balancing act that requires the landlord to consider the return on the costs of the upgrades.

Median income

Before purchasing a multi-family property, consider the financial profile of the area. This includes thinking about things like whether the median income in the area can cover the intended rent in the property. If there’s not a large enough population that can pay the rent necessary to cover the costs of the property, it may not be a good investment.

Vacancy rates

Vacancy rates are another consideration that go hand in hand with having a large enough pool of potential renters. Multi-family property landlords should always plan for vacant units. A landlord can’t count on the property being fully rented at all times.

Comprehensive leases

Landlords in New York need to ensure that they’re operating within the confines of the law. This includes abiding by all regulations. Having a lease that clearly outlines everything related to the landlord and tenant responsibilities is critical. Having experienced legal guidance is beneficial for investors who are considering purchasing one or more of these properties.